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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
My father is 79 y.o. His health is declining but he can make his own decisions. He would like to leave his home to his grandchildren but his fear is that if he would get sick and have to go into a nursing home. If so, how can he avoid this?
I can understand your Dad's concern, and it is very real. Unless Dad is quite wealthy, someone is going to need to pay for Dad's care in a skilled nursing home. Dad can self-pay for while but it goes quickly. Then Dad would need to apply for Medicaid [which is different from Medicare].... Medicaid will pay for your Dad's care in the nursing home for as long as he is there.
Please note that Medicaid will want to be reimbursed through Dad's estate. Therefore, Medicaid will place a lien on Dad's house, and collect whatever equity is in the house, any equity left over will go to the family.
Sorry, it isn't easy to avoid this. Medicaid is funded by the taxpayers, and the taxpayers wouldn't be happy campers knowing that Dad still has a house that could be used for reimbursement. If Dad didn't have the house, different story. The taxpayers will pay for his care.
Here's the question, would the grandchildren want his house? I know I didn't want my parent's last house, so I sold it so my Dad could use the funds to pay for Independent Living/Assisted Living. I didn't need to worry about a vacant house sitting for years.
The lookback period on the house will be 5 years. If he wanted he could transfer the house to them legally. This has two drawbacks. If it is their house, they could make him vacate it if they choose. And if he transfers it, then it could have large capital gains that are based on what he paid for it and not what the present market is. If they inherited it, the basis of the house would be its market value at the time it was inherited, instead of what your father paid for it. You may want to consider all the options available to you and decide what to do. This will have much to do with the personality of the grandchildren and what your father paid for the house. Many years ago a good house could be bought for $20K, but the current value may be $250K. The capital gains tax could be substantial should they decide to sell it.
I usually consider real estate something that needs to be discussed with a real estate attorney who knows all the legalities involved in transferring houses within families. Mistakes can be very costly.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Please note that Medicaid will want to be reimbursed through Dad's estate. Therefore, Medicaid will place a lien on Dad's house, and collect whatever equity is in the house, any equity left over will go to the family.
Sorry, it isn't easy to avoid this. Medicaid is funded by the taxpayers, and the taxpayers wouldn't be happy campers knowing that Dad still has a house that could be used for reimbursement. If Dad didn't have the house, different story. The taxpayers will pay for his care.
Here's the question, would the grandchildren want his house? I know I didn't want my parent's last house, so I sold it so my Dad could use the funds to pay for Independent Living/Assisted Living. I didn't need to worry about a vacant house sitting for years.
I usually consider real estate something that needs to be discussed with a real estate attorney who knows all the legalities involved in transferring houses within families. Mistakes can be very costly.