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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
MERP does not go after the surviving spouse's assets. And if they were on Medicaid, probably the only thing left is the house. The widow/widower will be allowed to stay in the homestead.
We need a bit more information in order to answer your question . Shooting blind here without knowing further information I would say,Talk with a attorney.The main question you need to answer is,Is she compatent or not?If she is incompatent no attorney will attempt to change a thing.If she is compatent,Have your surviving spouse appoint someone as her POA before it's too late is the first step.Next step requires more information from you? Is she on Medicaid?Does she have money?Money & assests is the main factor. Why are you worried about her house?Knowones gonna remove her or take her house unless you decide to do so.If your worried about Medicaid taking the house.Medicaid will only go after the house if she would ever exceed her funds for further healthcare cost.Example,if she would go into a nurcing home and exceed her funds.Then,Medicaid will step in to obtain assets to cover her costs of a nurcing home.If her funds are exceeded and/or after Medicaid get's involved,Medicaid goes back 5 yrs.If she sells you her home for a dollar within the 5 yr time frame.That transaction will be reversed by Medicaid.If she gave you example $20,000 two yrs ago?Tomarrow she goes into a nurcing home and exceeds her funds.Medicaid will seek that $20,000 from you to pay for her healthcare.Many factors arrise here.Do you plan to keep her out of a nurcing home for the next 5 yrs?If so attempt.create a medicaid trust.But,just remember,that's your Mothers home,that home is her retirement.If she would ever exceed the cost of a nurcing home.She would be glad to know she has the house to sell as a leg to stand on.A Will doesn't override a Trust as Trust doesn't override another as a Will does.Regardless she needs a Trust in place.
Let me thank you first for your valuable suggestion. In order to detail the question I asked before, I would like to submit the following. The spouse in NH is on Medicaid. This spouse has no bank account in his/her name. has only life insurance policy but the ownership of the policy is changed to the spouse in community. The house is also not in the name of NH spouse. do not remember when the name of NH spouse was removed. at this point what could be outcome of MERP. Is having a trust a solution. If so what kind of trust will be appropriate. Thanks in advance for the feedback.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Shooting blind here without knowing further information I would say,Talk with a attorney.The main question you need to answer is,Is she compatent or not?If she is incompatent no attorney will attempt to change a thing.If she is compatent,Have your surviving spouse appoint someone as her POA before it's too late is the first step.Next step requires more information from you?
Is she on Medicaid?Does she have money?Money & assests is the main factor.
Why are you worried about her house?Knowones gonna remove her or take her house unless you decide to do so.If your worried about Medicaid taking the house.Medicaid will only go after the house if she would ever exceed her funds for further healthcare cost.Example,if she would go into a nurcing home and exceed her funds.Then,Medicaid will step in to obtain assets to cover her costs of a nurcing home.If her funds are exceeded and/or after Medicaid get's involved,Medicaid goes back 5 yrs.If she sells you her home for a dollar within the 5 yr time frame.That transaction will be reversed by Medicaid.If she gave you example $20,000 two yrs ago?Tomarrow she goes into a nurcing home and exceeds her funds.Medicaid will seek that $20,000 from you to pay for her healthcare.Many factors arrise here.Do you plan to keep her out of a nurcing home for the next 5 yrs?If so attempt.create a medicaid trust.But,just remember,that's your Mothers home,that home is her retirement.If she would ever exceed the cost of a nurcing home.She would be glad to know she has the house to sell as a leg to stand on.A Will doesn't override a Trust as Trust doesn't override another as a Will does.Regardless she needs a Trust in place.
In order to detail the question I asked before, I would like to submit the following.
The spouse in NH is on Medicaid. This spouse has no bank account in his/her name. has only life insurance policy but the ownership of the policy is changed to the spouse in community. The house is also not in the name of NH spouse. do not remember when the name of NH spouse was removed. at this point what could be outcome of MERP. Is having a trust a solution. If so what kind of trust will be appropriate.
Thanks in advance for the feedback.