Next step in caregiving in assisted living. They aren't cheap, expecially when you still have other bills to pay. Some say to have your money put into another's name and that would qualify you for assisted living. Such as, if we earn too much for the lower income level, but not enough for the other; we are in that gray area. Financially. Maybe, if we put my money into a different account and his in another account, then maybe we could qualify for assisted living in the lower income level part. (?)
A good source of exploring costs, financial assistance, VA benefits etc is in a chapter on finances in the book "36 hour Day". You can get it at the library.