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My grandmother already spoke to the bank and doesn't want her money back or to press charges. What can they do?

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I was taking care of her being paid, and would help me when I needed it. One of my family members got mad and took her to the bank to see how much. The bank asked her if she wanted her money back or to press charges she said no. I think the bank called on me.
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AlvaDeer Sep 26, 2024
How much money would you say you have taken from your grandmother? The state takes very seriously financial abuse of elders. I would cooperate fully to the extent you are able and answer all questions honestly. That's really the best you can do NOW. I am assuming that you know what you did was wrong? Or were you thinking these were gifts and fine to accept?
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Ihaveaquestion, welcome to the forum. When you get a chance please fill out your Profile page, that will give us more information to help us with answering your questions, this one and later ones you may have .


Example, how old is your grandmother, is she closer to 60 or closer to 90? Does she have any memory issues, such as dementia. Does she understand fully what happened with her bank account?


Did your grandmother say it was ok for you to withdraw money from her account whenever you needed it? That is where one would need to know if she had memory issues. Plus, can Grandmother afford to let you use her money? As she may need those funds in case she needs to enter a senior facility in the future. Senior facilities are quite expensive, and/or hiring more help at home as time goes on.


Or if she cannot budget for a senior facility, would need to apply for Medicaid (which is different from Medicare) to go into a nursing home. Medicaid will see these withdrawals to you, and consider them "gifts", which are not allowed under Medicaid rules.
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Ihaveaquestion 3 hours ago
Yes she is of sound mind, and no I'm not taking care of her anymore, it got to be too much for me as one person. I didn't live with her I had my own place but was staying with her. 24/7 for about 5 months. She wasn't able to get out or do much. She has congestive heart failure and her legs are terrible so she wasn't able to get around much. So I did all the shopping, taking her to appointments, running her errands, everything. She just recently got COVID ended up in the hospital abd we decided assisted living was best. I didn't have anything in writing my mom is her POA and in charge of everything legally. She was the one who decided my pay because we looked into abd it was going to cost 48-55 an hour to hire through an agency. My mom even spoke o him and told him everything, backing me up. I have been in this field for years and never have dealt with anything like this before. My grandmother and I are really close. I'm her only grandchild that has anything to do with her. It's horrible to be in position like this they have me afraid to go near her. I love her more than anything in this world and would never deceive her. She apparently has some money that people are looking to inherit, and I want to say it was less than 20, 000 over the course of everything I was paid or given. I'm just so scared right now, and I miss being around my grandma she doesn't have much time left and she is my only grandparent left.
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I was being paid to take care of her at 30 an hour, and she also helped when I needed it. She is of sound mind and she has plenty of money to live off of (for those that asked).
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waytomisery Sep 26, 2024
If grandma is of sound mind, I would assume she could answer on her on behalf to the investigators that she approved these withdrawals .

Does she have any memory issues ? If so that can be a problem .

If you are to continue getting paid to care for her , grandma should go to an eldercare lawyer to help draw up a contract stating that she will be paying you for her care and how much .
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There should be no problem if grandma says she has okd these withdrawls. But as said, if Dept of Aging finds no financial abuse, you need to have a lawyer make up a contract, witnessed and notarized. Keep records of your time. Having grandmom sign approving your hours.

Curious, do u live with Grandmom? Does your care cover 8 hrs a day? I think for an aide $30 an hr is very generous. If you work 8 hrs a day, 5 days a week thats 62,400 a year. My daughter makes that and supports herself fully. I don't see why you would need extra help.
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