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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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When my sister died she left an insurance policy for my disabled nephew. To be able to get him SSD at 18 I had to file for a Special Needs Trust. I hired a lawyer, I was allowed to pay for him out of nephews money, The lawyer filed the necessary paperwork with the court. Nephew and lawyer stood in front of a Judge. Judge Okd the trust. Its Irrevokable and I was made trustee. Only I can distribute the money. There are guidlines for spending. The two most important are that it can't be used for food or lodging. This trust will be in effect until his death when the beneficiary receives the balance of the trust. A SNT cannot be gotten for someone 65 and older.
JoAnn, I’ll bet a case of Prosecco its going to be a Medicaid compliant “trust” that’s done but I’d bet it was described to Peggy & the family as a SNT as most folks have heard “special needs” so are understanding / accepting of it rather than go onto the eyes glaze over intricacies of medicaid regulation for trusts. A medicaid compliant trust probably use the same format of a SNT but I’d bet more tied into actuarial tables (like the ones IRS has & also gets used to determine remainderman interest/% for life estates) for amount allowed to go into the trust and then trust has to have the state as the primary beneficiary of the trust. Probably limits the fees related to administration of the trust too. The big thing - to me -for family to understand about Medicaid compliant is the beneficiary stuff. So when they die, all the $$$ left in the trust at time of death goes to the state AND then the state is on its own sweet timetable to figure out if there’s anything left in the “trust” and payable to heirs e...v..e...n..t..u..a..l..l..y....
plus putting $ into a trust is an “eligible” transfer of assets under Medicaid rules. It’s not considered a “gifting” transfer.
Peggy your mom is 89 & imho, if she has 6 figures range of $ to put into the trust, and she’s going into a NH, then she’s not likely going to outlive the $. There’s only so many expenses legit to spend on if she’s in a NH type of facility. Now living in IL or in their home, yah theres stuff to legit spend down on. Understand that if state is beneficiary then you wait till state determines what the left over $ reimbursement will be and when to pay.
JoAnn, Like you, I was trustee in a traditional SNT, ours was for a cousin who had polio in 1950’s & his parents left significant sum for him via SNT. He was totally competent, it was physical disability so he could self direct his trust. & now his SNT totally defunded, yeah!
A special needs trust is a trust that can be set up to pass assets to someone who is disabled ( like a child or grandchild with mental or physical disabilities). This is a legal way to shield assets from Medicaid. It MUST be done by a lawyer.
It is important for this sort of trust to be set up properly so as not to disqualify the disabled person from receiving benefits to which they are entitled, like Medicaid.
Thank you for the answer. My mom is 89 and has dementia and i went to an attorney and was told to put what her money in a special needs trusts and then to make sure her income never goes past $2000 a month, which it does not. Now the attorney has a woman working with him and she has started the application to get my mom on medical, medicaid. My mom needs a caretaker and by doing this she will be able to get one
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
A medicaid compliant trust probably use the same format of a SNT but I’d bet more tied into actuarial tables (like the ones IRS has & also gets used to determine remainderman interest/% for life estates) for amount allowed to go into the trust and then trust has to have the state as the primary beneficiary of the trust. Probably limits the fees related to administration of the trust too. The big thing - to me -for family to understand about Medicaid compliant is the beneficiary stuff. So when they die, all the $$$ left in the trust at time of death goes to the state AND then the state is on its own sweet timetable to figure out if there’s anything left in the “trust” and payable to heirs e...v..e...n..t..u..a..l..l..y....
plus putting $ into a trust is an “eligible” transfer of assets under Medicaid rules. It’s not considered a “gifting” transfer.
Peggy your mom is 89 & imho, if she has 6 figures range of $ to put into the trust, and she’s going into a NH, then she’s not likely going to outlive the $. There’s only so many expenses legit to spend on if she’s in a NH type of facility. Now living in IL or in their home, yah theres stuff to legit spend down on. Understand that if state is beneficiary then you wait till state determines what the left over $ reimbursement will be and when to pay.
JoAnn, Like you, I was trustee in a traditional SNT, ours was for a cousin who had polio in 1950’s & his parents left significant sum for him via SNT. He was totally competent, it was physical disability so he could self direct his trust. & now his SNT totally defunded, yeah!
It is important for this sort of trust to be set up properly so as not to disqualify the disabled person from receiving benefits to which they are entitled, like Medicaid.