Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
✔
I acknowledge and authorize
✔
I consent to the collection of my consumer health data.*
✔
I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
They have a fare amount of assets that we are trying to protect. The trust was done in 2012. I just want to know if a revocable trust will protect them like an irrevocable trust?
Revocable means it can be changed. Medicaid is for those with few assets, if you parents are well off they are responsible for paying for their care. If they spend all their money on their care, then they apply for Medicaid.
Applying Medicaid is not a way to ensure there is an inheritance for the next generation.
Nope. Not at all. a trust whether it is revocable or irrevocable does not shield or protect your assets from Medicaid. Whatever money your parents have now, they have to use for their care.
No, it will need to be revoked with the assets spent down. Unspooling a Trust is not a DIY and the law firm who did this back in 2012 would be the ones I’d suggest you call first to do this. AND CLEARLY ASK IF THEY UNDERSTAND LTC Medicaid Eligibility. If they don’t, then your folks need a different attorney.
also I’d suggest you really very carefully sift thru their financials to see what else might have been done in the past that will pose eligibility issues for Medicaid should they outlive their assets.
And please remember that Medicaid is “at need” for BOTH financials and medical. Just being old and needing help with ADLs or medication management is probably not going to be showing in their health chart to be “at need” medically for skilled nursing care. Most states Medicaid do not pay for AL or MC but only care in a SNF NH. Based on other posts, some states (CA) are now taking the approach that LTC Medicaid needs to have them admitted to & residing in a SNF as a post hospitalization discharge to a SNF for “rehab” in order for the Medicaid LTC application to be filed.
Revocable means the person who created the Trust (the Grantor or Donor) can change, amend, and revise the Trust provisions, and take back any assets.
So, that person is still considered the owner of any assets that they titled as being owned by the Trustee.
Ownership and control of an asset makes it countable to the person who is applying for Medicaid.
Ask the attorney who drafted the Trust to explain how it works.
A Revocable Trust can become Irrevocable when the Grantor or Donor dies. Ask whether your parents have established a plan that would serve the long term care planning needs of the surviving spouse after death of one spouse.
If the purpose of the Revocable Trust was simply to avoid Probate, it's not designed to allow for Medicaid eligibility.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Applying Medicaid is not a way to ensure there is an inheritance for the next generation.
Unspooling a Trust is not a DIY and the law firm who did this back in 2012 would be the ones I’d suggest you call first to do this. AND CLEARLY ASK IF THEY UNDERSTAND LTC Medicaid Eligibility. If they don’t, then your folks need a different attorney.
also I’d suggest you really very carefully sift thru their financials to see what else might have been done in the past that will pose eligibility issues for Medicaid should they outlive their assets.
And please remember that Medicaid is “at need” for BOTH financials and medical.
Just being old and needing help with ADLs or medication management is probably not going to be showing in their health chart to be “at need” medically for skilled nursing care. Most states Medicaid do not pay for AL or MC but only care in a SNF NH. Based on other posts, some states (CA) are now taking the approach that LTC Medicaid needs to have them admitted to & residing in a SNF as a post hospitalization discharge to a SNF for “rehab” in order for the Medicaid LTC application to be filed.
So, that person is still considered the owner of any assets that they titled as being owned by the Trustee.
Ownership and control of an asset makes it countable to the person who is applying for Medicaid.
Ask the attorney who drafted the Trust to explain how it works.
A Revocable Trust can become Irrevocable when the Grantor or Donor dies. Ask whether your parents have established a plan that would serve the long term care planning needs of the surviving spouse after death of one spouse.
If the purpose of the Revocable Trust was simply to avoid Probate, it's not designed to allow for Medicaid eligibility.