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Mom just got her greencard and will not qualify for Medicaid/Medicare and in the meantime, we are spending a LOT every month on her private insurance. She's 85 and has dementia and diabates. Is there any way to get cheaper private insurance?

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Your Mom will never qualify for Medicare because she didn't pay into it. I think its 5 years before she would qualify for Medicaid.

Maybe you can find something with basic coverage.
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wearynow Apr 2021
Thank you. We got her Amerihealth -- expensive though
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You can see if she qualifies for what is now called Market Place insurance,(used to be Obama Care). Your insurance monthly premium is based off of your mom's monthly income. I do not know how it works if she has no monthly income, but might be worth looking into. Good luck.
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wearynow Apr 2021
Thank you
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It depends on your state. Health insurance doesn’t cross state lines necessarily. You can consult a broker to help you find something cheap that covers what she needs.
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wearynow Apr 2021
Thank you
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